my band is moving into a new practice space, and we tour locally now.. in buffalo.

i wanted to ask you guys if you know any good companys that offer instrument insurance? good rates? good customer relations?

any advice?

Call an insurance broker...

Some home-owners policies cover items on your HOP out side of the home...

easiest way is to add a rider to your homeowners/renters insurance. depending on how much money you're making you may need to add a small business rider. Talk to your broker, he/she will provide you with all the information you'll need to make a decision. Stick with the company that provides your homeowners/renters/auto insurance.

My experience has been that your baisic home insurance companies won't do much for you. Especially if an accident happens or something is stolen in a place where there is alcohol. I was told it is more for symphony players and teachers, not bar musicians. I have a rider with all of my gigging equipment so I at least have a chance in case something happens.

Do a TB search on the subject. I vaguely remember reading on TB that the International Society of Bassists offers good insurance policies. Here is their website: http://www.isbworldoffice.com/

Good luck...

i just called some good instrument insurance companies.

- Heritage
- Clarion
- Music Pro Insurance
- Allianz

basically just researching different quotes right now.

i started to look into going through my homeowners too, my agent is going to call me

looks like i'm all set by going through my homeowners. i'm giving my receipts to my agent soon and we should be all set!

thanks for the help guys!