Check out a little place called Wedgles Music. It's a little pawn shop with mostly musical instruments. I don't live in the area, but when I went there last summer, I checked out this place. They have great deals, and you can pay on a monthly payment basis. I don't remember the exact details that the guy told me, but once you finish paying off the instrument, they will ship it anywhere in the US. I do not recall there being any sort of down payment. Seemed like a great deal, I was very disappointed that I was broke.
http://www.wedglesmusic.com/4.html
