Claiming humidity damage on Insurance

[bbates77]

In Australia, is there an insurer you can make claims on humidity damage on your double bass?

Or is it a common fine print in all instrument insurance that if there is humidity damage on your double bass then you have to pay the expenses because "you should have taken more care"?

Is it the same in other countries?

Your thoughts please...

[Jazz Ad]

As a general rule, humidity isn't considered a claimable damage because it's not spontaneous, accidental and unpredictable.
Unless of course if it results from another cause like a real water damage or fireman water.
You house or rental insurance won't cover it.
Even an all risk covered instrument specific contract might hardly apply, for the same reasons.
You know there is moisture in your storage area, it's up to you to solve it or stock instruments elsewhere.

[bbates77]

Oh well, thanks anyway.