I had recently experience a lost to one of my amps. An EDEN
500 updated to 800 watts. Flew out the back of my truck and did not notice it was gone until i got home. I went back and saw it in the street............. Flat, smashed and in pieces. I had taken out insurance from a company called Clarion. 253.00
a year. Well worth it. It was my fault and I heard enough of "How stupid can you be" from everyone including my wife. But it was a mistake and I was careless. But eventhough it was my fault and I told the truth about what happen I will receive a check in full from the company. Now this isn't an advertisement for Clarion but I would suggest insurance for your equipment. I don't know how many are out there which have a service such as this but I would suggest it. You never know what may happen even if you are less careless than me. You may want to check them out 30,000 of insurance for 253.00.
http://www.clarionins.com/
Im glad i did. Im sure many have an instrument that is worth thousands and would crush you if stolen or damaged.