l and m

[Vampyre]

when my friend bought a bass from l and m he put a down payment on it and then gradualy paid off the rest?

does anyone know l and m's policies for this?

i assume a credit card is required as it is for most "pay monthly" or "dont pay for some amount of time" sales

he bought his bass a while back so he doesnt remember how it worked..apparently

thanks

[The Antipop]

Originally Posted by Vampyre

when my friend bought a bass from l and m he put a down payment on it and then gradualy paid off the rest?

does anyone know l and m's policies for this?

i assume a credit card is required as it is for most "pay monthly" or "dont pay for some amount of time" sales

he bought his bass a while back so he doesnt remember how it worked..apparently

thanks

no credit needed, just usually a drivers lisence and proof of a job. Go in and ask, just be careful.

There rates are actually not that bad IF you pay on time. miss a payement and bam

[Aaron Saunders]

It depends -- if you take the bass with you, it's financing. If you leave it there until it's fully paid off, it's called layaway.

IIRC, financing requires a credit card and a decent line of credit. That's according to Steve's on their policy, I'm not sure about L&M.

Layaway requires your name, phone number, and money.

PS: Filling out your profile makes it easier for us to help us -- knowing your name, location, etc. can affect the advice you get.

[The Antipop]

Originally Posted by Aaron Saunders

It depends -- if you take the bass with you, it's financing. If you leave it there until it's fully paid off, it's called layaway.

IIRC, financing requires a credit card and a decent line of credit. That's according to Steve's on their policy, I'm not sure about L&M.

Layaway requires your name, phone number, and money.

PS: Filling out your profile makes it easier for us to help us -- knowing your name, location, etc. can affect the advice you get.

No card for the one in Oshawa. I have had in total over $10,000 in financing there... I own no credit card, I am the only shopper in my family.

[Vampyre]

im in st.catharines (ontario) so i would be going to the l and m in toronto

my friend financed the bass

so my question is basicaly whether or not a credit card is required to do this

i want to take the bass home but sadly no one in my family owns one. They just never liked em

[Aaron Saunders]

Originally Posted by The Antipop

No card for the one in Oshawa. I have had in total over $10,000 in financing there... I own no credit card, I am the only shopper in my family.

Well, then I guess I did not recall correctly .

[Vampyre]

does anyone know how the interest works for this?