| Musician's Friend has a couple of payment options. You need to sign up for their "Platinum Card" which is a credit card. They offer 0% financing for up to a year depending on the amount of your purchase. It really is a good deal as long as you make the payments. If you don't pay the entire balance within the promotional period, the interest rate goes sky high. They also offer a 45-day trial. If you're not happy with whatever it is you purchased, you can return it for a full refund. Of course, you will pay the shipping to return it. I've always had a good experience with MF. | 
