Lots of advances in all those areas lately so probably it will come down to total cost of the unit. MHO is that any 'total cost' computation involving price of fuel requires foreknowledge of commodities pricing. Good luck with that.
[ You joined a double-bass forum today to ask _that_ ? ]
I'm in the business. The most important thing is to use a contractor you trust to do a good job. Pick the contractor, then discuss options with the contractor. Lots of good basic furnaces on the market that will be good for a long time if installed and set up properly.