Insurance

[Greg Clinkingbeard]

With a nice new bass in the house, I'm revisiting instrument insurance. My current policy is with State Farm.Fine in the past but when I tried to insure a $9000 bass the woman pronounced my beloved instrument like a fish. No problem insuring the AI Focus but she wondered what the speaker cabinets were used for.................................. I'm assured that everything is covered but not sleeping well.

Can I get a good recommendation? I've got between $15 and $20K to cover and I don't want to mess around.

[David Kaczorowski]

I assume you mean your homeowner's policy is with State Farm, right? Don't put your stuff on your homeowner's. Get an instrument policy from a company that does them. I'm a ISB member so I get discounted insurance through Mertz-Huber. I recall there being a discussion of some other company that has decent rates w/o requiring the ISB membership.

[Marc Piane]

I use MusicPro. Never had to make a claim but the whole process can be done online and is quick and easy. I've heard good things from other people.