Insurance?

Michael Case · #1 07-19-2002, 07:32 AM

I was just wondering, does anybody have any suggestions on insuring a DB. I have a hybrid Strunal and I play weekly gigs and know if something happened to my bass I couldn't afford to a. fix it or b. replace it. Any advice you could give would be appreciated.
Mike

**Bob Gollihur** · #2 07-19-2002, 01:16 PM

I've had my policy with MusicPro for about 18 months now; when Merz-Huber raised their deductible and minimum I looked elsewhere and found them. The rate I got from Merz-Huber was through my membership in the International Society of Bassists. Now, with MusicPro, I cover over $25K of stuff for around $220/yr.

However, I understand they are hard to get hold of these days, a contact told me they are overwhelmed. I sent in my renewal with changes about three weeks ago and haven't yet received confirmation and an updated coverage listing. My guess is that they are being flooded with applications and questions, as Musicians Friend is linking to them for insurance coverage.

MusicPro is in my Double Bass Links Page - http://www.urbbob.com/basslink.html under MISC

Michael Case · #3 07-19-2002, 01:53 PM

so are you saying that it's a better deal through ISB. or is it the same?
Thanks,
Mike

**Bob Gollihur** · #4 07-20-2002, 05:23 PM

Merz-Huber gives a different rate to ISB members. There's another one, forget the name but it's in my LINKS that also has discounts for certain associations. In the case of Merz-Huber the discount will save you money even with the ISB dues. The other had similar deals, and you can ask them. Even if it's not a bass-related organization, savings is savings. Music-Pro went up a little bit at the renewal; I'm not up on each of the companys' rates, but they are all on-line and have phone#-- may as well shop each of them.

Michael Case · #5 07-21-2002, 10:27 AM

Cool, thanks alot.

bootsaco · #6 10-15-2002, 11:03 PM

also, if you were to join ASTA with NSOA, if that's an option(translation: a student), merz and huber offers insurance even cheaper than the ISB rate.

Michael Case · #7 10-16-2002, 10:51 AM

do they have a site? can you post the lonk?
Thanks,
Mike

**Bob Gollihur** · #8 10-16-2002, 05:25 PM

There are links to the three music insurance companies I know of on my Double Bass Links Page - http://www.urbbob.com/basslink.html - under MISC as I recall.