damn bills.

[xxfaux_punkxx]

So I'm enrolled in college and every now and again I get a stipend check from my studet loans. Well I got a check from them yesterday for a grand. All my books have been ordered, software bought, tuition payed. So I start getting excited. I finally get to settle some gas I've been having and get that 450 watt rig I've had my eye on and possibly a squier to go with it. Then my fiance' hands me the electric bill.... we're 3 months past due an it' comes up to 900 dollars.... plus late fees. FML

[jsbachonbass]

I think you have more problems than just bills.

"enrolled in college" + "student loans" + "electric bill...3 months past due" + "fiance" = "doomed marriage","living the rest of your life in debt", "never having new equipment", and don't forget "quitting band to work multiple jobs".

I am speaking from experience here. You might want to rethink your priorities.

[sleepytime]

+ tanked credit score? Not looking good.

[jpTron]

Yikes

[xxfaux_punkxx]

it's not just us two. We have a roommate He's inbetween jobs right now though so we've been having to cover his part of the rent, plus picked up another roomate 2 weeks ago so we'll be caught up on the bills soon enough with extra cash consideing it's a 4 person income now.

besides all the bills are in her name so it's her credit score that takes the hit.

[stingray56funk]

[etoncrow]

Originally Posted by xxfaux_punkxx

...besides all the bills are in her name so it's her credit score that takes the hit.

I think maybe you should take the "faux" from your name...

[ohskigod]

Originally Posted by xxfaux_punkxx

We have a roommate He's inbetween jobs right now though so we've been having to cover his part of the rent, .

fail........dude, no one except your parents would do it for you. Tell him to pony up or get out

i'm sure he is paying other bills with your generosity

[wagstaff]

Originally Posted by xxfaux_punkxx

besides all the bills are in her name so it's her credit score that takes the hit.

Not cool man, not cool.

Mark

[xxfaux_punkxx]

Originally Posted by ohskigod

fail........dude, no one except your parents would do it for you. Tell him to pony up or get out

i'm sure he is paying other bills with your generosity

trust me we've had the discussion. he has until the 15th to find steady work.

As far as the bills being in her name. I moved in with her so they were already set by the time I arrived.

[coffeeeebeeans]

I suggest you get a more responsible room mate and keep on top of your bills..

besides all the bills are in her name so it's her credit score that takes the hit.[/quote]

I hope your not meaning like "whatever its her credit score not mine"
because that is not cool at all.

[etoncrow]

Originally Posted by xxfaux_punkxx

...As far as the bills being in her name. I moved in with her so they were already set by the time I arrived.

It ain't the situation, man, it's the attitude...you just don't get it

[jsbachonbass]

Originally Posted by xxfaux_punkxx

besides all the bills are in her name so it's her credit score that takes the hit.

But you are going to marry her! Her credit score will be then become "our credit score" when you try to buy anything together in the future.

If all the bills are in her name, she will control the budget, and then she will not let you spend money on anything you want (as you just found out).

[jnuts1]

i kind of understand the "it's her credit score" deal. i had a roomate that had a bunch of bills in his name & every once in a while i would come home to no lights. which is NOT cool since i play an electric instrument! it's not like i didn't have the money but i wasn't going to pay his way. & he did it all the time & since it was not in my name i didn't care. but i wasn't planning on marrying him.

[edbass]

Originally Posted by xxfaux_punkxx

besides all the bills are in her name so it's her credit score that takes the hit.

Forget about combined credit scores; what happens when she dumps your worthless *ss?
Besides of course the fact that she will remember the immature loser she was once hooked up with everytime she applies for credit, insurance, jobs, etc..

Grow up and act like an adult before you get in too deep.

[caeman]

Dude...when you say "I do", her bad credit score becomes YOUR credit score, as well. Don't think the banks are going to ignore that just because you leave her name off a loan app.

[caeman]

Regarding the electric bill, you might want to look into "Bill Leveling". If you find that your winter-time bill is what is killing your budget, and you lack the maturity to set aside the summer money to pay for winter, then bill leveling can save you by having the same billed amount each month. It spreads the cost out in a predictable way.

[ric stave]

I thought this was about the Buffalo Bills, but then I realized it's not even close to football season yet....

[ssbass]

Originally Posted by xxfaux_punkxx

it's not just us two. We have a roommate He's inbetween jobs right now though so we've been having to cover his part of the rent, plus picked up another roomate 2 weeks ago so we'll be caught up on the bills soon enough with extra cash consideing it's a 4 person income now.

besides all the bills are in her name so it's her credit score that takes the hit.

Hate to break it to you, but if you are getting married it effects both of you.

[swelltrain]

Originally Posted by xxfaux_punkxx

So I'm enrolled in college and every now and again I get a stipend check from my studet loans. Well I got a check from them yesterday for a grand. All my books have been ordered, software bought, tuition payed. So I start getting excited. I finally get to settle some gas I've been having and get that 450 watt rig I've had my eye on and possibly a squier to go with it. Then my fiance' hands me the electric bill.... we're 3 months past due an it' comes up to 900 dollars.... plus late fees. FML

Sounds like you're implementing a good plan for a happy life. The only thing I see missing is the kids. What are you waiting for?