credit card fraud = worst week ever!

mrniceguy715 · #1 02-26-2009, 04:24 PM

So i use my bank card for nearly everything right. its how i setup bill payments, paypal etc. So last month i buy a gift for my girl. This money on payday i have a negitive balance and an email my card was cancel and comprimised. they are replacing the money so it will b all good. but i had 2 deals pending here and my auto insurance almost got canceled. i have been is super hustle mode trying to get everything taken care off.

guess moral is I love to support small biz but make sure they have good web security. Site got hacked and i got hit1

MatticusMania · #2 02-26-2009, 05:29 PM

Are you talking to yourself MJ5150?

MJ5150 · #3 02-26-2009, 05:32 PM

Quote:

Originally Posted by MatticusMania

Are you talking to yourself MJ5150?

-Mike

whoatherechunk · #4 02-26-2009, 07:09 PM

was there a little password/protection verified symbol on the page you bought the stuff from.

Joe Gress · #5 02-26-2009, 07:13 PM

That sucks.

Did you tell the company?

mrniceguy715 · #6 02-26-2009, 07:26 PM

yes there was. but someone got a bunch of info off the site. so I got a new card in the mail and the works

Mind Eroded · #7 02-26-2009, 08:43 PM

stuff like this is always on the back of mind when I order online, horrible when it actually happens. Sorry to hear.

iamlowsound · #8 02-26-2009, 09:17 PM

Get a card that you only use for online buying with a low limit. I have a card with a $500 limit for buying online, it is much safer.

lowsound

beardo · #9 02-27-2009, 08:34 AM

I feel for you with the whole credit card thing, but if a little screw up with a credit card is your worst week ever, then you are sure living one hell of a life

**WillPlay4Food** · #10 02-27-2009, 12:34 PM

I had this happen last Fall with my debit card. Definitely use a credit card and not a debit card when you can. Credit card fraud won't directly drain your checking account, but debit card fraud will and in my case it took 10 business days (over two weeks since there was a bank holiday in there too) to start getting my money back.

mrniceguy715 · #11 02-27-2009, 04:44 PM

Well other things too. My fiance told me she "doesnt feel the same anymore" and I almost had my insurance canceled. plus everything else netflix, xbox live, etc things set up to autobill pay for years I have to update now that my new card is here. And I may not have the money till monday and I have a deal pending for a bass I really wanted but with all that other stuff although it would make me hella happy to have that bass in my hands I have no idea whats coming next.

armywalaby · #12 02-27-2009, 07:35 PM

I went two years without any problems using my card off post when everyone else was weary of it, then just a month ago I was hit with some suspicious charges. I got it taken care of fast enough though. I check my account obsessively.

Lady Kayri · #13 02-28-2009, 09:25 AM

Sometimes it's best to buy one of the MC or VISA or AMEX 'gift cards' that can be used like a credit card - you load it up with money when it runs low at bank or whereever - WalMart does it for the gift card they sell (which is an AMEX card IIRC). If someone steals your card / number, they can only draw on what amount you've got on the card at the moment; it can't be overdrawn, etc. I've started doing that for when I need a credit card for ordering online, on the phone, etc. and am even using it now at some stores. no worries about interest, etc. either. It's worth looking into, if you have someplace where you live that issues / sells such cards.