i am a paypal noob please help me

[varunkapahi]

i need your help if you have used paypal before or you know about it

1.okay i create an account and send the money to someyone to buy item xyz. now is there anything i can do to get my money back if the "someone" does not send me my stuff??

2.can i create a paypal account if i do not have one of the four accepted credit cards i mean to say can it be linked to a band account?

thanks in advance

[varunkapahi]

on searching on the web i found the answer to the second question. could some one tell about the first one?

[p0k]

if you pay via credit card through paypal you can just have your card company stop payment if they don't ship you the item...

[EricF]

A PayPal account is usually linked to a bank account by default, but using a credit card gives you an extra layer of protection against fraud. I ALWAYS use a CC when paying by PayPal.

[skiscem]

you are protected either by yourcredit card or up to 1000 bucks if you use paypal on ebay, for anything else no..

[skiscem]

Originally Posted by EricF

A PayPal account is usually linked to a bank account by default, but using a credit card gives you an extra layer of protection against fraud. I ALWAYS use a CC when paying by PayPal.

+1

[RWP]

Paypal will bend over backward for the buyer. Sellers however can screwed big time by a buyer that know how to cheat the system. Be especially careful with out of country deals.

[varunkapahi]

thanks for the help! actually i would almost always would be buying (pedals you know :P )
and here in India having a master card or visa gets a little expensive although i do have my banks credit card but paypal doesn't accept these

[varunkapahi]

bump!