Man Jailed for Cashing Chase Check @ Chase Bank

[fourstringdrums]

Jailed for cashing Chase check at Chase bank | KING5.com Seattle

Buying his own home was a big accomplishment for construction worker, Ikenna Njoku, of Auburn. He’s only 28 years old.

Njoku qualified for the first time home buyer rebate on his tax return.

Njoku signed up to have the rebate deposited directly into his Chase Bank account. But when the IRS rebate arrived, there was a problem. Chase had closed Njoku’s account because of overdrawn checks in the past. The bank deducted $600 to cover what he owed them and mailed him a cashier’s check for the difference--$8,463.21.

But when Njoku showed up at the Chase branch near his house intending to cash the check, he was in for a nasty surprise.

[Dr. Cheese]

This is pretty obvious.

[GregC]

Originally Posted by Dr. Cheese

This is pretty obvious.

I agree, although I take his description of the cashier's actions with a grain of salt.

I don't understand why he couldn't afford the impound fees once the check was recognized as legitimate and he got out of jail. Maybe they still didn't let him cash it right away?

[Floyd Eye]

Originally Posted by Dr. Cheese

This is pretty obvious.

What is?

[Quickie]

Hopefully he will sue the heck out of them. I bank with chase and have had a similar experience with them. I had a large check that I deposited into an atm on Friday. Was given credit and 5 days later, Tuesday, they took the amount back out of my account and therefore caused overdrafts. It was a check from the State of Ca. I was told that it looked "suspicious" and they would mail me back the check, (which they did) and then I was to hand it to a teller IN PERSON for re deposit.

I called the corporate office (their customer service department were useless) and raised holy h**l. I was given a "temporary credit" and all overdraft charges were dropped.

I never got a letter of apology....I got a personal call from the secretary to the vice president. She told me of fraud perpetrated on chase and the "Fonts" on the check looked wrong?

Unbelievably stupidity.

[Dr. Cheese]

Originally Posted by Floyd Eye

What is?

It looks like obvious racial stereotyping to me. If you don't see it that way, fine. You are certainly entitled to your opinion. I have mine too, and I am not going to waste time arguing with you.

[Floyd Eye]

Originally Posted by Quickie

Hopefully he will sue the heck out of them. I bank with chase and have had a similar experience with them. I had a large check that I deposited into an atm on Friday. Was given credit and 5 days later, Tuesday, they took the amount back out of my account and therefore caused overdrafts. It was a check from the State of Ca. I was told that it looked "suspicious" and they would mail me back the check, (which they did) and then I was to hand it to a teller IN PERSON for re deposit.

I called the corporate office (their customer service department were useless) and raised holy h**l. I was given a "temporary credit" and all overdraft charges were dropped.

I never got a letter of apology....I got a personal call from the secretary to the vice president. She told me of fraud perpetrated on chase and the "Fonts" on the check looked wrong?

Unbelievably stupidity.

Are you black?

[Quickie]

Originally Posted by Floyd Eye

Are you black?

Nope. That bank just has some serious issues. I also get a monthly direct deposit. This last months was held until they could "verify" it.That has never happened before. I have never overdrawn the acct. I called and asked why it showed available on my computer but I could not withdraw funds at an atm....they said there is so much fraud they double check the deposits now?

[Quickie]

Originally Posted by Dr. Cheese

It looks like obvious racial stereotyping to me. If you don't see it that way, fine. You are certainly entitled to your opinion. I have mine too, and I am not going to waste time arguing with you.

Of course it is.

[Dr. Cheese]

Originally Posted by Quickie

Nope. That bank just has some serious issues. I also get a monthly direct deposit. This last months was held until they could "verify" it.That has never happened before. I have never overdrawn the acct. I called and asked why it showed available on my computer but I could not withdraw funds at an atm....they said there is so much fraud they double check the deposits now?

In this day, no one is going to say blatantly racist things, but I would not be surprised at all if overzealous security could not be shown to be focused on certain groups, and in a large statistical sample there will be outliers too.

[GregC]

Originally Posted by Floyd Eye

Are you black?

He also didn't take the check to the bank in person, nor was he thrown in jail.

[Quickie]

Originally Posted by Dr. Cheese

In this day, no one is going to say blatantly racist things, but I would not be surprised at all if overzealous security could not be shown to be focused on certain groups, and in a large statistical sample there will be outliers too.

Agreed.

[Floyd Eye]

Uh huh.


Maybe Chase bank is just full of idiots. Every time something like this happens to someone who happens to be black, that doesn't mean it's racism.


Maybe this dude should get Sharpton or the ACLU. If there's a case you can bet they'll take it.

[Quickie]

Originally Posted by Floyd Eye

Uh huh.


Maybe Chase bank is just full of idiots. Every time something like this happens to someone who happens to be black, that doesn't mean it's racism.


Maybe this dude should get Sharpton or the ACLU. If there's a case you can bet they'll take it.

If you think this would of happened to a white male in a suit....you would be wrong. The police dept also faces some liability in this issue.

[Dr. Cheese]

Originally Posted by Floyd Eye

Uh huh.

Maybe Chase bank is just full of idiots. Every time something like this happens to someone who happens to be black, that doesn't mean it's racism.

Maybe this dude should get Sharpton or the ACLU. If there's a case you can bet they'll take it.

This is a democracy; you don't have to agree.

[fourstringdrums]

I never like making the argument of "This wouldn't happen to a white person" because really we don't know. There's a good chance it DOES happen to white people, but they just aren't as quick to raise hell and play the race card.

[MJ5150]

Poor guy. That's what he gets for being black. Maybe he'll bleach out his skin and join the majority.

-Mike

[fourstringdrums]

Originally Posted by MJ5150

Poor guy. That's what he gets for being black. Maybe he'll bleach out his skin and join the majority.

-Mike

Eh, it didn't really work for Michael Jackson.

[Floyd Eye]

Originally Posted by Quickie

If you think this would of happened to a white male in a suit....you would be wrong. The police dept also faces some liability in this issue.

Really, because I'll bet it HAS happened to a white man in a suit, along with millions of other incidents of stupidity and overzealous bank employee BS. Do you really believe that the cops are in cahoots with this bank to discriminate against this guy because he's black? I wonder if any of the cops were black or any of the man's jailors? Why is this guy not already suing someone? It's been a year or better right?

[MJ5150]

Originally Posted by fourstringdrums

Eh, it didn't really work for Michael Jackson.

But all the white people loved him, and I bet he would have had no problem cashing that check at the same bank with the same teller.

I know where that Chase branch is. Maybe I'll dress up like a black guy and go try and cash a check to see what happens.

-Mike