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08-10-2008, 09:19 PM
| | | | Student Loans Without Co-Signer
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No one in my family has great credit, so all of my co-signers have been rejected unfortunately :\. I need help with finding a student loan that doesn't require a co-signer with the best rates I can find. I don't want to pay until after college. Yes I know it's a lot of money, but it's that or no school  |
08-10-2008, 09:39 PM
| | Registered User | | Join Date: Oct 2007 Location: Georgia | | sallie mae
next student
chase student loans
also take a look at www.simpletuition.com
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08-10-2008, 09:44 PM
| | | Quote:
Originally Posted by Revvv  | Thank you for the help, the world needs more people like you. |
08-11-2008, 03:26 AM
| | Registered User | | Join Date: Apr 2004 Location: Augusta, GA & Saint Louis, MO | | | Fill out forms for FAFSA and look into federal financial aid as well.
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08-11-2008, 03:29 AM
| | Registered User | | Join Date: Jul 2008 Location: Wabash River Valley | | | You could join the Army and get $80,000 for school now without paying anything in. They also factor out separate stipends for a housing allowance and private tutoring every month.
Course.....you have to be in the Army for a couple of years....... |
12-21-2011, 02:36 AM
| | | | International student loans without cosigner
Quote:
Originally Posted by latkingz781 No one in my family has great credit, so all of my co-signers have been rejected unfortunately :\. I need help with finding a student loan that doesn't require a co-signer with the best rates I can find. I don't want to pay until after college. Yes I know it's a lot of money, but it's that or no school | In such situation, you can opt private lenders. There are several private lenders are available which offers International student loans without cosigner. Some of them are Sallie Mae, Wells Fargo, Bremen, etc. You can search for several others private lenders online. You need to fill FAFSA form for the approval of your loan amount. |
12-21-2011, 06:40 AM
| | Registered User | | Join Date: Feb 2004 Location: Fort Atkinson, WI | | | How about working while you go to school to pay for it?
Student loans are the worst kind of debt.
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12-21-2011, 06:50 AM
| | | | Without a cosigner you're looking at a 7-9% interest rate a minmum without much credit.
Here's how students loans worked out for me, I took out about 80k (yeah holy ****) last loan was without a cosigner at 9% (ahh to be young and stupid)
Fast forward a few years, my payments are 900$ a month completely negating any extra money I get with my useless degree. Mind you it is useless my experience got be everywhere and my degree hasn't even been looked at by employers.
If you have to take out student loans don't go to school full time , start with community 2 years, then go part time as you can afford the classes.
Oh and Salle Mae likes to call you and your cosigner 8 times a day start 2 weeks before your payment is due demanding payment until you pay.
I repeat
DO NOT TAKE OUT STUDENT LOANS
Take your time getting your degree it'll be worth it. |
12-21-2011, 08:52 AM
| | Registered User | | Join Date: Jun 2007 Location: Takoma Park, MD (DC) | | | I don't mean to be a buzz killer, but I have to recommend that you be extremely cautious with taking out student loans. Unless it's a degree that's in very high demand (engineering, science, medicine) AND you are really committed to finishing it, I recommend you don't borrow money. Go to a public school, go part-time, etc.
Lots of people take out huge loans to get degrees that aren't very valuable in the job market, or worse, get halfway through and then drop out. Remember that most student loans are not dischargeable in bankruptcy; you'll be stuck with it forever. Up to your eyeballs in debt is not a fun way to start life in your 20s. |
12-21-2011, 09:00 AM
| | Registered User | | Join Date: Feb 2005 Location: Edinburgh & Dundee, Scotland | | Quote:
Originally Posted by Jim Nazium Unless it's a degree that's in very high demand (engineering, science, medicine) AND you are really committed to finishing it, I recommend you don't borrow money. Go to a public school, go part-time, etc. | Fixed it for you 
Seeing the amount of money that gets thrown about to get an education in the US, I don't think I could have survived!
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12-21-2011, 01:32 PM
| | Registered User | | Join Date: Feb 2004 Location: Fort Atkinson, WI | | Quote:
Originally Posted by Strohsx Without a cosigner you're looking at a 7-9% interest rate a minmum without much credit.
Here's how students loans worked out for me, I took out about 80k (yeah holy ****) last loan was without a cosigner at 9% (ahh to be young and stupid)
Fast forward a few years, my payments are 900$ a month completely negating any extra money I get with my useless degree. Mind you it is useless my experience got be everywhere and my degree hasn't even been looked at by employers. | OP, read this person's story. It could be your future if you take out those loans.
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