Yet Another Paypal Question.

[Danny R.]

I searched all over the internet but I didn't find the answer to my question
I recently bought a bass (Skjold on the way!!! ) and paid with a echeck. I have enough money in my paypal balance but I read that paypal will take the money from my bank and not my balance?!? I don't have enough money in my bank!! so my question is: are they gonna try to take the money from my bank or are they gonna use my paypal balance?
Thanks a lot guys!!

[armywalaby]

If there isn't enough in your paypal balance they take from your primary source of funds for the difference.

[Danny R.]

I do have enough money in my paypal balance!

[LongHairFreak]

Hmm. Know what man? I could be wrong, but the way I understand it is that an eCheck withdrawls directly from your bank account. I'd call Paypal and ask for sure though.

[Danny R.]

Yeah.
That's what I'm affraid of. I don't want the guy to think that I want to rip him off or something I'm gonna call them just to be safe.

Originally Posted by LongHairFreak

Hmm. Know what man? I could be wrong, but the way I understand it is that an eCheck withdrawls directly from your bank account. I'd call Paypal and ask for sure though.

[Danny R.]

Well.
They completely ignored my paypal balance and went straight to my bank account. Now my bank shows a -$1237 balance.....
I talked to my bank and they fixed everything but charged me $30 bucks.

[bongomania]

Sorry to hear it. FWIW there are two things to know there: (1) e-checks come from your bank, not your PPal balance; (2) for direct transfers, they always give you the option of selecting the payment source. So your best bet would have been a direct transfer, selecting your PPal balance as the source, rather than an e-check.

[mkrtu9]

This happened to me once too...not as drastic though. Its tough learning the hard way some times.

[Danny R.]

I was just trying to avoid the paypal fees (a echeck is only 5 bucks), if you pay with your ppal balance they charge the seller 3%. At the end it all worked out!