Scour ebay. I found an old Realistic PZM (Crown 'second) for cheep, also a couple AT-871R boundary mics for $100. These are very nice for drum OH, mounted on plywood or similar.
An SM58 is good for bass drum...
SM 57's are great- and I got an old Shure 580SB dynamic from a guy for $20. It looks cheep, but sounds great! If you let a few people know what you're up to, you're likely to get some help here and there. People love to help out a small, noble cause.
You can get a suitable recording from a whole slew of mics- you learn to use 'em. And if you're not starting a pro studio, maybe you don't need to be as picky as a pro engineer. Money vs "Bang" is a comfortable table to use for one such as I, and maybe you it sounds like- and I don't think I'm making any recommendations that'll piss off the population here...
