I had no problems with any of it, after reading all the information when setting up Paypal and BML I made the appropriate choices and have had no problems, and I also just payed my membership like a week ago. As well, I really love the ability to choose from the various options of paypal and 6 month no interest through BML. FWIW, I have not had credit card dept in over ten years but do often take an allowed payoff time with no interest over saving in the bank and then buying. I think the biggest thing in todays world is making sure you read all the details about a particular product or company - somewhere it will let you know the details/choices but it is likely in fine print somewhere.
Lakland 44-01D ~ ChiSonic - Lakland 55-02 - GB Steamliner 600 - Xsonics 2155cf, Club #6 - REDDI club - LOG #449