Some of the conversations here made me think about the ways I survive in a very expensive urban enviroment. I don't mind lettting go of my money but I like to have more choice about who I give it to. Here are some ways I save money. Do you have things that you do? I hate paying interest to banks and/or credit card companies so I never carry a balance on my credit card unless it is absoulely necessary. I like paying cash for low mileage used cars. I try and drive them for at least ten years while I save my dough for another care. Currently I have a 99 Honda CRV that is still going strong. I bring my lunch to work with me. A conservitive estimate would be $5 a day for lunch. There are 250 work days a year so if we work each day so that works out to be $1,250 a year more or less. Subract from that what it costs to bring your lunch and you can see it is a savings. We buy all our movie tickets at a dicount at our local Costco. If you don't know about Costco, it is a membership store here in the U.S. where you buy things in bulk at a discount. Nothing more fun than buyind three gallons of Hershey's chocolate sauce. Then there is the usual things, sales, coupons etc. There are other things too, but I think other people probably have some great ways to do this too.