Ways to do payment without PayPal fees.

Discussion in 'Off Topic [BG]' started by niki z, Jan 13, 2013.


  1. niki z

    niki z Supporting Member

    Joined:
    Nov 8, 2011
    Location:
    Springfield, Missouri
    Couldn't find a thread on this.

    Does anyone know a way to do a payment exchange on here that is safe for BOTH parties without messing with PayPal fees?

    Thanks.
     
  2. niki z

    niki z Supporting Member

    Joined:
    Nov 8, 2011
    Location:
    Springfield, Missouri
    Anyone done anything different?
     
  3. sandmangeck

    sandmangeck

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    Jul 2, 2007
    Location:
    Colorado
    Not without breaking the rules.
     
  4. hdracer

    hdracer Supporting Member

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    Feb 15, 2009
    Location:
    Elk River, MN.
    If you have a merchant account you can take credit cards.
    It is the only way that is fair for both party's.
    You can get the apps and hardware for most smart phone now.
     
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  6. zachoff

    zachoff

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    Apr 16, 2003
    Location:
    Boulder Suburbia, Colorado
    By "rules" do you mean going the gift route? If they allow you to do it then why not?
     
  7. Chunk-O-Funk

    Chunk-O-Funk

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    East Providence, RI
  8. niki z

    niki z Supporting Member

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    Nov 8, 2011
    Location:
    Springfield, Missouri
    I just want to be able to sell something without having to pay fees. I'll check into the merchant thing. It seems there should be a way to link bank accounts and have the money frozen till the item is received.
     
  9. Sequimite

    Sequimite

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    Sequim, WA (skwim)
    Dwolla is ten cents for every transaction but is not in widespread usage yet.
     
  10. gustobassman

    gustobassman I'm only here for the Afterparty Supporting Member

    Joined:
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    San Diego
    Disclosures:
    Endorsing Artist: Schroeder Cabinets, D'addario, Planet Waves
    Do what i do and say "cashiers check or money order only". That way the buyer does have a receipt of purchase of the CC or MO. Make sure signature is required upon receipt of payment. Wait until payment clears. Ship product insured. Require signature for delivery. IF all is good with the product you are selling, there shouldn't be an issue.

    Either way, the buyer has a way to recover the funds, and you the seller are covered upon damage or loss.

    This may be the "old-school" way to do it, but it works.
     
    Bob Lee (QSC) likes this.
  11. niki z

    niki z Supporting Member

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    Nov 8, 2011
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    Springfield, Missouri
    Dwolla Kiosk? Found that app on phone.
     
  12. niki z

    niki z Supporting Member

    Joined:
    Nov 8, 2011
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    Springfield, Missouri
    Cool..."old-school" fine with me, that's what I'll do. Thanks everyone.
     
  13. Bassamatic

    Bassamatic keepin' the beat since the 60's

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    Dec 7, 2007
    Location:
    Studio City, SoCal, USA
    Cashiers checks and Money Orders are commonly forged, or more commonly now, paid for with forged checks. It can be a long wait for them to properly clear EVEN after the bank has said it's OK. AND when it comes back 3 weeks later it is guaranteed that the bank will take the money back from you.

    Paypal and the like provide a valuable service for both parties. I don't like paying them either, but just accept the fees as a "cost of doing business".
     
  14. gustobassman

    gustobassman I'm only here for the Afterparty Supporting Member

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    Endorsing Artist: Schroeder Cabinets, D'addario, Planet Waves
    Very true, but he did say he wanted to sell stuff on this site. IF the buyer has some good feedback why not accept a cashiers, sorry BANK check, or money order from said buyer?
     
  15. fourstringdrums

    fourstringdrums Decidedly Indecisive Supporting Member

    Joined:
    Oct 20, 2002
    Location:
    New Hampshire
    I'm not sure if this is still "illegal" but when I post something, I usually post it a price with shipping included. When I post that price, I keep all the costs, including fees in mind. That's not to say that I tack on the fees, because we're not allowed to do that, or at least ask for it out loud, but I'm at least aware of it in the final amount that I'd like to pocket. Because the price you ask for an item can vary a little bit, I see no problem in asking $750 for something while someone else might ask $725. That $25 is usually more than enough to make me not care about the paypal fees, even if I'm not consciously varying the price to make up for it.

    If any of that makes sense :)
     
  16. TXLawDawg

    TXLawDawg Put some stank on it... Supporting Member

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    Jan 8, 2007
    Location:
    Austin, Texas
    That's why you go with US Postal Money Orders. Take it to the post office and they tell you right then and there if its good...and even turn it into real money for ya.
     
  17. TolerancEJ

    TolerancEJ

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    May 27, 2010
    Location:
    Vancouver, BC Canada
    This is fine. Just build these costs into your original asking price. Then you won't have unexpected fees later.
     
  18. fourstringdrums

    fourstringdrums Decidedly Indecisive Supporting Member

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    Oct 20, 2002
    Location:
    New Hampshire
    I can't speak for everyone else, but for me it would be a turn off. I'd rather just be able to pay for something right away rather than have to go to the post office and get a money order, if I can make it there when they're open, then mail it, wait for you to get it, and then ship the item. Also I feel like I'm less protected. If I paid for something and you didn't ship the item, I could take it up with the mods here and they usually do a good job of helping people out in scam situations, but I like knowing that paypal is there to back me up as well in the event that something goes wrong.
     
    lokikallas likes this.
  19. petrus61

    petrus61 Supporting Member

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    Dec 18, 2011
    Location:
    Earth
    +1

    The last time I accepted a money order as payment, my bank held it for three days.
     
    fourstringdrums likes this.
  20. RED J

    RED J Play what you want how you want & quit arggerin ! Supporting Member

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    Jan 23, 2000
    Location:
    Tennessee
    There's a fee for money orders too. Nothing wrong with it, but it's kind of an antiquated way to do business. Money transfer of any kind is a service, and services have a fee. There is an element of risk in any form of remote transaction. I have passed on money order only items.
     
    fourstringdrums likes this.
  21. lokikallas

    lokikallas Supporting Member

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    Aug 15, 2010
    Location:
    los angeles
    You can just exchange cash in envelopes. jk
     
    will33 likes this.

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