So today I got a letter stating that there was a discrepancy in my 2009 tax return. Long story short, in 09 I withdrew an IRA and with that comes a 10% early withdrawal fee. The only thing is, I'm permanently disabled so I'm exempt. Fidelity refused to change the code on my tax form, so what I entered and what they submitted are different. So I'm hoping all I have to do is prove the disability (which will be easy since I've been reciving SSDI since 07) and all will be well. Still, has anyone been audited before? It's quite the stressing prospect even though I know it will most likely work out.