My wife and I are expecting our first child soon, and one thing we wanted to do before the baby was born was to get our credit card down to $0. The baby is due in about 3 months, and I still have about a few thousand on the credit card. I have budgeted to kill that debt over the next three months, and it should be no problem. However, this past December I let GAS get the better of me and I ordered a Nordy vJ5. When that bass comes, that puts about another few thousand right back on the card. Come July, I will start having to pay about $850 a month for day care, and I can't do that and pay off the Nordy in two months or so as I had hoped. It would likely take many more months to pay that bass off with the new budget taking into account the vast expense of a child. So, some options have been running through my head that I'd like to run by you all. If the Nordy is everything I've hoped for and then some, should I sell my MTD 635? That would effectively counter the cost of the Nordy and my credit card would be at $0. Or if the Nordy is good, but not as good as my MTD is for me, I could sell that and only take a small hit. Another thought is to sell my Epifani UL410, which would only leave me with just a UL112. Not exactly enough to do a lot of gigs with, but I'm not playing much these days as I prepare for my child's birth and only play with a small funky trio. This of course wouldn't completely get rid of the debt, but it would help. My final thought, I keep everything, and just try to work out a way to pay off the debt that won't result in letting it sit to long and accumulating interest. Any thoughts? Perhaps some of you have had similar situations that you could share your solutions to?