It has been an expensive month. My wife's cell phone is acting very strange after a year and a half. The bars drop randomly and she loses calls. She has done everything she can think of to get that phone fixed but nothing has improved the situation. Our carrier wants $700 for a new phone. It also appears that the various carriers don't offer deals on phones like they used to. Now they offer insurance for an extra $11 per month. Is there any way around this. Does anyone know of a source for good prices on cell phones without signing a contract with a carrier?