I've been planning on getting a credit card or two recently. I personally think they're evil, but I need to build up my credit and I'd also like to purchase some gear in the process. I'd like to know if anyone has any advice on what's a fair APR, or if there are any websites offering good deals on them (like a low permanent APR or something), or if getting one through my bank would be the best option. To this point, I've only had one credit card, and it's just a Guitar Center one, although I've used debit cards for years. Thanks guys.