I get paid a salary. Then I have to contribute to my own benefits AFTER that salary. Everyone I know (unless they have a sweet gig and their benefits are completely paid for) is calculated the same way. My UPS neighbor gets a salary. After that he has to co tribute to his benefits after that. My brother hovers in this weird private/government job.... thing. He gets a state salary. Then he has to contribute to his benefits. I don't understand why this happening to teachers is somehow sinister.