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Direct deposit versus paychecks

Discussion in 'Off Topic [BG]' started by Vince S., Sep 11, 2008.

  1. Vince S.

    Vince S. Resident Former Bassist

    Jan 24, 2003
    What is your opinion of each method of payment, and which do you prefer? I have the option at my job to do direct deposit, and since I'm at school and use a local bank from back home, that might be the easier route.
  2. Croox


    Sep 16, 2007
    South Side Chicago
    Direct Deposit FTW, greatest thing since sliced bread, I got it and set up email updates in my checking acct to track it :bassist: I'm also salary so i know what I'm getting every week too
  3. EricF

    EricF Habitual User

    Sep 26, 2005
    Pasadena, CA
    I prefer direct deposit. Unfortunately, that is not an option for me.
  4. Phalex

    Phalex Semper Gumby Supporting Member

    Oct 3, 2006
    G.R. MI
    Direct Deposit is awesome!! I only go to the bank when I want to!
  5. Bob Lee (QSC)

    Bob Lee (QSC) In case you missed it, I work for QSC Audio! Commercial User

    Jul 3, 2001
    Costa Mesa, Calif.
    Technical Communications Developer, QSC Audio
    Direct deposit rocks.

    Some banks give you additional services, benefits, or discounts if you use DD.
  6. smperry

    smperry Administrator Staff Member Administrator Gold Supporting Member

    Nov 3, 2003
    Bay Area, CA
    Exactly. Works like clockwork too.

  7. Unrepresented

    Unrepresented Something Borderline Offensive

    Jul 1, 2006
    San Diego, CA
    Yup. Like free checking and such.

    Most importantly you can now sick call on pay day and not worry about having to wait for funds when you return.
  8. Scottgun


    Jan 24, 2004
    South Carolina
    Direct deposit. In fact, I was supremely annoyed working at a place that was still in the stone age and made me go to the bank.
  9. tbone0813

    tbone0813 The faithless say farewell when the road darkens.

    Aug 6, 2005
    Grand Prairie, TX.
    Direct deposit. It means I get my money 1 day earlier. :hyper:
  10. mrpackerguy

    mrpackerguy Supporting Member

    Jul 3, 2004
    Madison, Wisconsin
    Direct deposit = instant $$, usually even before payday! I see very little downside.
  11. SuperDuck


    Sep 26, 2000
    Direct deposit is the only way to go.
  12. Brad Johnson

    Brad Johnson

    Mar 8, 2000
    Gaithersburg, Md
    DR Strings
    I like standing in line.

  13. Ed Goode

    Ed Goode Jersey to Georgia Gold Supporting Member Supporting Member

    Nov 4, 2004
    Acworth, GA
    Endorsing Artist: FBB Bass Works
    I never understand when one of my guys/gals chooses NOT to have direct deposit. Always there, 99.9% of the time always right (there is a rare glitch than can happen every once in a while) and as stated above, usually available in the wee morning hours on payday.

    A couple of employees even set up a direct deposit for a part of their paycheck (one guy uses 85% DD) and then they get a hard check for the balance .... they like to hide money from their SO's ... ;). Other guys have a portion of the check distributed into savings and a portion to checking.

    Do it, you won't regret it ... :cool:
  14. MakiSupaStar

    MakiSupaStar The Lowdown Diggler

    Apr 12, 2006
    Huntington Beach, CA
    DD. Saves you an extra trip to deposit your money. We actually get our money faster than people cashing their checks.
  15. jive1

    jive1 Commercial User

    Jan 16, 2003
    Owner/Retailer: Jive Sound
    I can only see one reason why you wouldn't want to use direct deposit - there's a super-hot teller that wears mini-skirts and low-cut blouses at your local branch.
  16. MakiSupaStar

    MakiSupaStar The Lowdown Diggler

    Apr 12, 2006
    Huntington Beach, CA
    You should see my branch at the Teacher's Credit Union. Chock full of sexy asian chicks. My wife is wondering why I never use the ATM machine anymore.
  17. Relic

    Relic Cow are you?

    Sep 12, 2006
    Robbinsville, NJ
    I use direct deposit through my job. Love it
  18. jive1

    jive1 Commercial User

    Jan 16, 2003
    Owner/Retailer: Jive Sound
    We need pics. Preferably with a shoe-cam.:ninja:
  19. wazzel


    Dec 27, 2007
    Houma, LA
    Direct depost here too.
  20. WillPlay4Food

    WillPlay4Food Now With More Metal! Supporting Member

    Apr 9, 2002
    Orbiting HQ
    Direct deposit is the way to go. I have seen one instance where direct deposit did get screwed up (not mine thank goodness, but it did affect everyone on DD), but that's one instance in the last 11 years.

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