.... I think yes. I have been rasslin' with credit card debt for a good while. I have developed a plan to rid myself of it once and for all. Problem I usually have is wanting it NOW, DERN IT! My GAS pains have become more severe recently and I want some high end stuff. Now, I have determined that my rig does the job at the moment and I have everything that I NEED. I told my wife that once everything is paid off in December, I am going to take that large chunk normally going towards repayment for January and February and use it for a vacation and a new rig. She bought in and we are all systems go. I need some help calming the urge to spend and I think the promise of a new rig with the wifes blessing instead of her rolling her eyes is just what the doctor ordered. Without the credit card payment every month, I'll have MOAR money to spend on gear! Moral of the story: if you can't afford to pay cash, you can't afford it. Thanks for listening to a lunatic rant/rave.