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Health Insurance

Discussion in 'Off Topic [BG]' started by Josh Ryan, Nov 5, 2003.


  1. Josh Ryan

    Josh Ryan - that dog won't hunt, Monsignor. Staff Member Supporting Member

    Mar 24, 2001
    Can someone please explain to me WHY my health cost more than doubled this year? The company is paying the same percentage...***!?!?

    :mad: :mad: :mad:

    edit : this is for Tufts BTW.
     
  2. Yggdrasil

    Yggdrasil

    Aug 16, 2001
    Toronto/Buffalo
    disgusting from up here...
     
  3. Josh Ryan

    Josh Ryan - that dog won't hunt, Monsignor. Staff Member Supporting Member

    Mar 24, 2001
    Yep, I figured it out. They added a "value plan" this year (higher office copay, lower weekly deduction). The plan I was on is now the "premium plan". The company now bases it's percentages of the deductible on the value plan. If the employee selects the "premium plan" they have to pay 100% of the difference from the value plan. Tufts is only jacking us by 19% :rolleyes: . The company is passing the cost to the employee here as well, which explains the huge increase. Greedy f***ers. :mad:
     
  4. Jon Burnet

    Jon Burnet

    Jan 21, 2001
    Memphis, TN
    yep greed pretty much sums it up...

    there is no need a tylenol when my wife was in the hospital costs $200 to be "administered"
     
  5. Josh Ryan

    Josh Ryan - that dog won't hunt, Monsignor. Staff Member Supporting Member

    Mar 24, 2001
    I'm not a particularly religious person, but one line in the bible always resonated a bit with me.
    Not an exact quote, but, "It is easier for a camel to pass through the eye of a needle than a rich man to enter heaven." It goes something like that anyway.
     
  6. Hey, I am all for giving money away before I die, but some people don't have a lot as it is so increases like this can hurt.
     
  7. We need socialized medicine here in the states, this would help greatly!

    I hate seeing people here in CA and OR get medical cards that pay all their medical cost, which in turn causes you and I to suck up the fees that our companies demand.

    Heck, don't even get me started on HMO's!

    [​IMG]
    Treena
     
  8. Philbiker

    Philbiker Pat's the best!

    Dec 28, 2000
    Northern Virginia, USA
    If you're going to try to quote the Bible, it may be a good thing to do a little Google style research into what you're quoting before typing. You can spend weeks studying that line. That quote is very open to interpretation as to its meaning, and just throwing it out there like you have doesn´t really say much to anyone who´s studied it.
     
  9. Josh Ryan

    Josh Ryan - that dog won't hunt, Monsignor. Staff Member Supporting Member

    Mar 24, 2001
    Well, I've always taken it as sort of "don't be greedy" type thing. Anyone who has really studied this quote please disregard my clearly unprofessional attempt at interpreting it.


    edit: actually Phil, maybe I didn't cover it fully (this is a thread about health car, not bible studies) but the following, taken from your 2nd link, is what I was going for:

    "Now don’t get the impression that Jesus doesn’t care about wealth and money. If you read the Gospels carefully, you will find that Jesus says more about this subject than anything else. Jesus is concerned that wealth and money get in the way of faithfulness. Jesus is concerned that we are good stewards of God’s gifts. Jesus does not always have good things about the wealthy of his day because they are oppressors and treat the poor with contempt.

    That’s why Jesus gets pretty graphic in the second part of the Gospel today. “It is much harder for a rich person to enter the Kingdom of God than for a camel to go through the eye of a needle.”

    Anyone who wants to can read this in context can by clicking the second link Philbiker provided. Again, I meant no offense.
     
  10. Josh Ryan

    Josh Ryan - that dog won't hunt, Monsignor. Staff Member Supporting Member

    Mar 24, 2001
    I agree.
     
  11. Jon Burnet

    Jon Burnet

    Jan 21, 2001
    Memphis, TN
    as do i. seems like it would solve alot.
     
  12. Philbiker

    Philbiker Pat's the best!

    Dec 28, 2000
    Northern Virginia, USA
    None taken, I just wanted to clarify.

    Now back to your regularly scheduled health insurance thread....
     
  13. BertBert

    BertBert

    Nov 9, 2002
    Indianapolis
    Health insurance does indeed suck. We're on my wife's insurance right now because she is in the medical field and gets excellent coverage at a decent cost. But when our little addition to the family comes next year and my wife quits to become a stay-at-home mom, we'll be switching to my insurance, which is four times the price and half the coverage. I just plan on not getting sick that often... although I'll probably have a hard time convincing my new daughter to do the same.

    As bad as it is now, I don't agree that socialized medicine would significantly improve things. It's the Federal government, for goodness sake... not especially well known for keeping costs down and providing a good product with hassle-free service. Socialized medicine LOOKS like it's free, but what's the average tax burden per person for providing coverage to however-many millions of people? I have a feeling that would be greater than the cost that families pay out through HMO's, on the average. Generally I don't like the idea of the US government being in charge of health care provisions... it's against the spirit of limited government. Besides, if the government is the sole provider of health care, what forces will keep how much it charges in check?

    Pardon me, my libertarian streak is showing...



    PS: Not to belabor the Bible discussion from earlier, but the point of that passage isn't about being generous or not being wealthy -- it's intended to show that salvation is impossible to attain from a human-effort standpoint but is possible with God. That's in the next verse.
     
  14. DigMe

    DigMe

    Aug 10, 2002
    Waco, TX
    Absolutely. Plus, we're not a socialist country despite ever-increasing numbers of programs that seem to indicate otherwise.

    brad cook
     
  15. Yggdrasil

    Yggdrasil

    Aug 16, 2001
    Toronto/Buffalo
    One payer reduces the administrative costs dramatically - Americans pay a much higher proportion of their "health" dollar to have papers pushed around (generally an HMO with the same number of subscribers as a Canadian province will have 10X the non-medical costs).

    I guess whether or not it's "socialist" is a red flag propaganda discussion beyond the scope of a bass forum.

    But the spectacle of the world's richest &, in some areas, most compassionate, nation letting tens of millions of its citizens face bankruptcy, or worse, go without medical attention, for lack of basic health coverage - this spectacle is an obscenity to the rest of the developed western world.


    Of course, YMMV.

    Frank.
     
  16. This is the most intelligent post, I have read on this board!

    [​IMG]
    Treena
     
  17. DigMe

    DigMe

    Aug 10, 2002
    Waco, TX
    http://www.angelfire.com/pa/sergeman/issues/healthcare/socialized.html

    Scroll down to the "Canada" section and read a few articles. The articles are from many sources and newspapers. Yes, we have healthcare issues here but I certainly don't want Canada's health mess in America.

    brad cook
     
  18. MJ5150

    MJ5150 Terrific Twister

    Apr 12, 2001
    Lacey, WA
    Hmmm.....get a job where your employer covers your health care cost. I did, and the raising costs don't bother me one bit.

    -Mike
     
  19. Josh Ryan

    Josh Ryan - that dog won't hunt, Monsignor. Staff Member Supporting Member

    Mar 24, 2001
    There's the answer! It's so easy, how could I have missed it!
     
  20. Josh Ryan

    Josh Ryan - that dog won't hunt, Monsignor. Staff Member Supporting Member

    Mar 24, 2001
    I agree with this post as well.