I've had three so far. First one I had to lay down my Honda Shadow down as some ****** burned a red light. Almost kept it up... Almost.\ Second one I put my Heritage Softail on its side while riding during the winter. Found some ice in a very inconvenient spot. Third one I lay my bike on it's side when a jack *** in a Ford Mustang pulled out in front of me in a construction zone. Again, I almost kept it upright but just couldn't due to all the gravel on the road. That was the only accident that I did any significant damage to my bike. Trashed the outer primary cover, broke off the left side tail light, bent the left side crash bar, wrecked the handle bar, and tore the passenger section of my seat up. Funny thing, I was barely moving when the rear end finally went out from under me. Each and every accident I walked away from almost completely unscathed. Leather jacket, chaps, and a good pair of gloves (I don't wear a helmet).