Let's not go political here, but is the economy hitting you? I've still got a job, which is good, still supporting my family, which is also good. But... I'm having to cut my music gear budget at least in half; Cutting down on meals out; Being Very Aware of when, where, and why I drive (and I have a car that gets 46 mpg!); Other ways that we still haven't figured out... What we're doing: I replaced my car with one that gets better mileage; I work from home 3 days per week (my commute is 35 miles each way, which adds up fast when you do it 5x per week); I try to bring lunch when I do go to the office; We're having to look really closely at our other spending habits, and try to find ways to cut back (and we don't live ostentatiously). It's hurting, though mostly in fairly small ways (e.g., still have a job, can still afford housing and food). How's it hitting you, and how are you coping?