Do any of you have any experience with getting insurance for your instruments and equipment in Canada? I play the occasional show, so I guess I am considered a professional although I do not make a living at it. I just received a quote from my home and auto insurance company and the rate is 4% of the value that you are covering (full coverage, no deductible). For example, that would cost me $400 for $10,000 coverage; $1200 for $30,000, etc... More than I am likely to get paid for the occasional gigs that I do. Help would be very much appreciated!