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l and m

Discussion in 'Miscellaneous [BG]' started by Vampyre, Nov 17, 2005.


  1. Vampyre

    Vampyre

    Dec 9, 2004
    when my friend bought a bass from l and m he put a down payment on it and then gradualy paid off the rest?

    does anyone know l and m's policies for this?

    i assume a credit card is required as it is for most "pay monthly" or "dont pay for some amount of time" sales

    he bought his bass a while back so he doesnt remember how it worked..apparently

    thanks
     
  2. no credit needed, just usually a drivers lisence and proof of a job. Go in and ask, just be careful.

    There rates are actually not that bad IF you pay on time. miss a payement and bam
     
  3. Aaron Saunders

    Aaron Saunders

    Apr 27, 2002
    Ontario
    It depends -- if you take the bass with you, it's financing. If you leave it there until it's fully paid off, it's called layaway.

    IIRC, financing requires a credit card and a decent line of credit. That's according to Steve's on their policy, I'm not sure about L&M.

    Layaway requires your name, phone number, and money.

    PS: Filling out your profile makes it easier for us to help us -- knowing your name, location, etc. can affect the advice you get.
     
  4. No card for the one in Oshawa. I have had in total over $10,000 in financing there... I own no credit card, I am the only shopper in my family.
     
  5. Vampyre

    Vampyre

    Dec 9, 2004
    im in st.catharines (ontario) so i would be going to the l and m in toronto

    my friend financed the bass

    so my question is basicaly whether or not a credit card is required to do this

    i want to take the bass home but sadly no one in my family owns one. They just never liked em
     
  6. Aaron Saunders

    Aaron Saunders

    Apr 27, 2002
    Ontario
    Well, then I guess I did not recall correctly :).
     
  7. Vampyre

    Vampyre

    Dec 9, 2004
    does anyone know how the interest works for this?