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l and m

Discussion in 'Miscellaneous [BG]' started by Vampyre, Nov 17, 2005.

  1. Nov 17, 2005 #1
    Vampyre

    Vampyre Guest

    Dec 9, 2004
    when my friend bought a bass from l and m he put a down payment on it and then gradualy paid off the rest?

    does anyone know l and m's policies for this?

    i assume a credit card is required as it is for most "pay monthly" or "dont pay for some amount of time" sales

    he bought his bass a while back so he doesnt remember how it worked..apparently

    thanks
     
  2. Nov 17, 2005 #2
    The Antipop

    The Antipop Guest

    Apr 7, 2002
    Bowmanville, Ontario, Canada
    no credit needed, just usually a drivers lisence and proof of a job. Go in and ask, just be careful.

    There rates are actually not that bad IF you pay on time. miss a payement and bam
     
  3. Nov 17, 2005 #3
    Aaron Saunders

    Aaron Saunders

    Apr 27, 2002
    Ontario
    It depends -- if you take the bass with you, it's financing. If you leave it there until it's fully paid off, it's called layaway.

    IIRC, financing requires a credit card and a decent line of credit. That's according to Steve's on their policy, I'm not sure about L&M.

    Layaway requires your name, phone number, and money.

    PS: Filling out your profile makes it easier for us to help us -- knowing your name, location, etc. can affect the advice you get.
     
  4. Nov 17, 2005 #4
    The Antipop

    The Antipop Guest

    Apr 7, 2002
    Bowmanville, Ontario, Canada
    No card for the one in Oshawa. I have had in total over $10,000 in financing there... I own no credit card, I am the only shopper in my family.
     
  5. Nov 17, 2005 #5
    Vampyre

    Vampyre Guest

    Dec 9, 2004
    im in st.catharines (ontario) so i would be going to the l and m in toronto

    my friend financed the bass

    so my question is basicaly whether or not a credit card is required to do this

    i want to take the bass home but sadly no one in my family owns one. They just never liked em
     
  6. Nov 17, 2005 #6
    Aaron Saunders

    Aaron Saunders

    Apr 27, 2002
    Ontario
    Well, then I guess I did not recall correctly :).
     
  7. Nov 18, 2005 #7
    Vampyre

    Vampyre Guest

    Dec 9, 2004
    does anyone know how the interest works for this?