Ok, I've got an issue which I have just been presented with. A little over one year ago, my step-son broke his wrist at football practice. So, we rushed him to the ER, & against our better judgement, notified his dad. (guy's a REAL suckwad) Well, wife & I weren't married, yet. However, once we were, I included her two kids on MY medical insurance policy, because step-dad withholds the Health Insurance cards from her. Well, my wife just called me & the Dr's office who was the specialist in all this, & informed her that the step-dad, came into thier office w/ a photo-copied version of MY insurance card. He's trying to use MY coverage for this debt. Isn't this health insurance fraud? What're my options?