I am planning a move to CNY (likely outside of Syracuse) and I'm wondering about medical insurance. I currently run a multimedia business Phoenix AZ - I do all kinds of projects, from websites, to print work, to studio recording, to videography & DVD production, etc. Currently my wife is working full time so we use her benefits. When we move we would like to start a family and have her not work for a few years. So I am looking to get benefits for us, but all of the info I can find give insanely high rates ($1000+/mo, 3x what they are here in AZ) for non-group / individual insurance plans. Does anyone know anything about this? Are there loop holes for musicians? For graphic designers? Any groups to join? What about for students? Any ideas? Thanks!!