Over the past couple of months I made several TB Classifieds payments through PayPal, each time specifying that the charge go to my credit card. Instead, the money was almost always taken from one of two bank accounts that were on my account. Kind of random as to which account. Luckily, my bank does not charge for overdrafts! I thought it was a mistake. I phoned today to complain. The CSR told me that there has been a change in policy. PayPal now ignores your instructions and takes the money from a bank account all the time. You can't specify a credit card. Odd, since they do ask and on one recent occasion, they did access the card. To me, PayPal's new behavior seems dishonest, perhaps bordering on fraud. Let the user beware!!!