Is it just me or is this insane? I went to UPS last week to ship a guitar and my total was like $40.... then extra for the insurance. The woman helping me wasnt being too friendly so I figured I'd just ask her what I've always been wanting to ask. If the insurance covers damage by UPS and loss of the package what on earth is the original $40 for? I asked her "wait, if I dont pay you extra for insurance you arent guaranteeing that my package will arrive safely or at all?" "So basically I'm pay you $40 to MAYBE, POSSIBLY deliver my package." She gave me the most blank and confused look I've gotten in quite some time. Shouldn't the insurance and everything just be rolled in to one price? I cant really think of another business where they deem it acceptable that you might not get what you paid for. Wouldn't it seem nuts if you brought your car in for an oil change and they said the total will be $40 and for an extra $15 they'll promise to actually get around to changing the oil? Just wondering if im totally crazy or if others have wondered this as well.