This is actually a two part question, but I'll try to keep it short: In 2002 I was merging from one lane (highway) to another (checked mirrors, signaled, etc.) when a flash in my left eye from behind made me abort and move back over. A 17 year old girl in a white Ford Explorer had zoomed up on me (she had to be speeding as I was already doing the limit) from behind/left lane over and (even according to her two teenaged male passengers) "over corrected" when she saw me, causing her to spin out and damage her vehicle. I (like a BIG dummy) doubled back (saw it in my rear view) to make sure everyone was OK...and promptly got cited for "improper lane change" because she had a "witness". I paid the fine (actually half) and found out later my insurance company had paid a claim (even though our vehicles never touched) to her's. I did the Traffic School to eliminate the points, however, was given the wrong date to attend so they wouldn't accept it upon completion (too late) no matter how much I pleaded. I get my new policy this year and my rate has gone from about $1400 to nearly $3700 (after being with them 9 years and no claims). I'd had only one speeding ticket previous to this (Dec.31 2001: a last minute New Years Eve gig with a 7 hour notice...425 miles away!) so I wasn't a young frequent offender (I'm 39 now). Now here's where it gets weird: I go to the DMV and get a print out of my driving record to shop for some (hopefully) cheaper insurance......and the accident and ticket from the 2002 situation are not listed and there are no points against me. The 2001 New Years Eve speeding ticket is listed, but not the 2002 one. Is it possible this ticket (2002/unsafe lane change) was forgiven? Even though the Officer who wrote it felt bad about writing it (he kept praising me for having the guts to return and felt I unfortunately got caught in a bad situation) I know he didn't "lose" the ticket because they did have record of it when I called about the fine, although the ticket was very late (they didn't have record until weeks after it was supposed to be there). I know Judges are real particular about protocol in these situations (i.e. The ticket has to be made out perfectly and such by the Officer). Is it possible the Judge threw it out due to it's tardiness and my insurance company paid a claim unneccesarily??? Anyone think they know the answer? Anyone think they know what I should do about the insurance?