I got rear ended on the way to rehearsal a couple of weeks ago and the impacted trunk latch crunched a hole through my speaker cabinet grill - even w/ a padded cover on it. Don't ever put your rack or basses in the trunk if you can help it. Rear end accidents are the most common and there's not a whole lot you can do about it by driving defensively. If my money equipment was back there I would've been F#$%ed. This is the second time this has happened to me. Speakers are the most durable and least expensive so they usually go in the trunk if space permits. On the upside, it looks like I'm getting a hatchback this time around. No more dry humping the 4x10 trying to squeeze it into the car's back seat - while knocking off the door's handles and window cranks in the process.