Yes, and it is measurable. It's normally taken in to account when designing an enclosure for a speaker as it effects the Qte (thus Qts) parameter of said speaker.So if I understand correctly, you mean the restance of the coil of the filter? that is very low, so probably not measurable.
With that in mind, I'd run the crossovered speakers as a set and the crossoverless as a set, then you can possibly compensate for any differences with the gain/volume controls.
If a switch is used it would have to bypass the crossover completely. This is because just bypassing the + would still have the capacitor in parallel with the driver.