Enjoy the benefits of a premium membership!
Upgrade Account
-
TalkBass has been independent since 1998. Add your voice.
Create a free account to reply to discussions, view embedded media, and browse with fewer display ads.
Join free Log in
Want zero display ads or expanded classifieds tools? Compare plans.
Does anyone else feel that COLLEGE LOANS are a joke
- Thread starter Groovy_Gravy
- Start date
Im gona graduate next year with a BS in Mechanical Engineering, no debt and some savings because I worked my but off while going to school. I got the Hope scholarship which pretty much everybody in Tennessee gets and payed for the rest myself. I dont get why people would go in debt to pay for school.
Its still gona take about 5-8 years to the pay off the opportunity cost of all the time I spent working on my degree.
Its still gona take about 5-8 years to the pay off the opportunity cost of all the time I spent working on my degree.
Don't tempt me because at this rate, I plan to march in for that win, ha!
This thread gave me some good read--I'm currently working my way through (if a candle had three ends
) with a year and quarter to go. On top of being out of state (don't even get me started on that, ugh), I'll have to make a comfortable spot on the fence:I understand the schools want their money--it's business! However, I feel things are getting out of control as to what is, what was, and what should be. I'm for education, not overpriced daycares.
I will have DEBT (yes, that bad) by the time I leave this place but at this point, I just consider it an investment in my ongoing want of basketweaving! Hahaha--if I don't invest in myself (whether by trade, skills, etc) then I'm pretty confident no one else will. This leads me to not fret about it anymore and just make sure I'm and my time are worth the "digits of DAMN!"
I ad to leave school because I could no longer afford tuition. I was living with my parents and didnt qualify for financial aid.
I had a $1000 scholarship going in that covered my first years tuition and books. I started paying for my second year, but after my third semester our tuition fees tripled. Went from $11 a unit to $33 a unit. Along with my other bills there was no way I could afford school and no one to give me aid. I ended up dropping out to work full time.
Mech Eng is one of the degrees that still pays well. Certainly not one that's going to hurt
Mech Eng is one of the degrees that still pays well. Certainly not one that's going to hurt
It had better because the past four years have been living hell!
Sorry but n of one has touched on the bad side of some of these more unscrupulous "universities" that operate for profit and promise people alot that is deceiving. My x saw these ads she could be a vet assistant and would need very little schooling left to be a full fledged vet. Long story short 35k later she is scrubbing dogs teeth and euthanizing cats. Comes to find out she has to start at ground zero at a real school to be a vet and is stuck at a $18 an hour job that actually has waiting lists of people w the same degree to be hired...sad really
Unrepresented
Something Borderline Offensive
I worked my way through college, and still graduated with about $15,000 in student loans. The rates and repayment terms were more than reasonable. Suck it up, go to a less expensive public school, or go get a job.
Likewise.
Community college is far more affordable for your lower division classes. Even with that I still took a year to work off before transferring to a university in order to build enough savings. I have 3.8 more months of student loan debt remaining.
Always need to do the bit of extra research to find what you need and what you earn from your qualifications.
Somewhere along the line, I guess during the last economic downturn, it became 'okay' for employers to have ridiculous education requirements for employees. Everyone was desperate so they went with it. Things might be getting better but the employers have no reason to change this.
Now an undergrad is like having a high school diploma.
Having selection protocols that actually have criterion validity is another. But having selection protocols that may not even have face validity let alone criterion validity is often much easier and makes hiring managers feel better.
Having selection protocols that actually have criterion validity is another. But having selection protocols that may not even have face validity let alone criterion validity is often much easier and makes hiring managers feel better.
Looking for upwardly mobile, self motivated employees never lacks "face validity."
A strange reason to require ditch diggers to have Master's degrees (I'm being hyperbolic to drive the point home.
).And so, now, we are circling around to the other half of the pincer: the awful economy.
First pincer half: schools trying to queeze the last blood out of the turnip; its really the school administration that's making out like bandits with its intricately interwoven layers of administrative stupidity that have very little/nothing to do with education; faculty are being squeezed and will end up as contractors before its all over.
Second pincer half: the "new normal" economy; capital waiting on the sideline for some sign of sanity. Be careful what you ask for because sometimes you get it.
First pincer half: schools trying to queeze the last blood out of the turnip; its really the school administration that's making out like bandits with its intricately interwoven layers of administrative stupidity that have very little/nothing to do with education; faculty are being squeezed and will end up as contractors before its all over.
Second pincer half: the "new normal" economy; capital waiting on the sideline for some sign of sanity. Be careful what you ask for because sometimes you get it.
If everyone wants the price of higher education to come down. Then the government need to quit offering so much student aid. It just creates an never ending demand for the universities. Demand = $$$$$
