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How does online shopping work?

For eBay you have to register there and open a new account. The thing that may be troubling is the method with which you choose to pay. Either you register a new paypal account (giving it your CC number) and pay with that, or you choose alternative payment methods like checks or money orders.

On TB you PM the person selling and work out a deal.
 
You click your mouse about 6 times and your checking account runs dry.

I do about 90% of my shopping online, have for about a decade now I suppose.