Your car is selling your data

[48thStreetCustom]

Y'all like soup?

No soup for you! Come back one year!

 

[MattZilla]

Y'all like soup?

nah, goes right through. Stew will do, but anytime someone else is buying I'd rather a burger medium rare, LTO, Swiss, fries, pickle, no bun, kats, mayo & yellow mustard, and a glass of Maker's neat.

 

[5StringBlues]

nah, goes right through. Stew will do, but anytime someone else is buying I'd rather a burger medium rare, LTO, Swiss, fries, pickle, no bun, kats, mayo & yellow mustard, and a glass of Maker's neat.

Swiss?

 

[48thStreetCustom]

Back on topic... this is mildly disturbing. We know google’s been selling our data and plenty of people have said that their phone picked up conversations and fed them related ads. But our cars? How long before insurance companies monitor our driving habits?

 

[Biggbass]

don't care
it gets me where I need to go and beats the heck out of a horse & buggy.

 

[MattZilla]

How long before insurance companies monitor our driving habits?

I know for a fact that Progressive gives some amount of that option to anyone with OBD-II vehicles for a discount on your typical plan. I forget what it's called.

They reward you for driving like you've got brakes and tires that take four football fields to stop you from 40mph.

I wish I were disciplined enough in abstaining from tossing my little cage through turns deep enough to make all four tires bark like happy puppies to make the chip worthwhile.

I believe that their device is little else than an accelerometer to measure brake-stomps and steeringwheel-yanks hooked to cell transmitter. It plugs onto the OBD port, though, so while it may just use that as a universal idiot-proof stashpoint+power source, it might also be reading gas pedal stomps- and on newer cars, turn signal use.

 

[Alkali Ike]

Back on topic... this is mildly disturbing. We know google’s been selling our data and plenty of people have said that their phone picked up conversations and fed them related ads. But our cars? How long before insurance companies monitor our driving habits?

That’s been going on for a few years. Allstate DriveWise for example. Other companies have a device that plugs into the car’s diagnostic port and collects data for the insurer. DriveWise is looking in particular at exceeding 80 MPH, and hard braking, only they use the driver’s smartphone, meaning you have to opt in.

 

[48thStreetCustom]

That’s been going on for a few years. Allstate DriveWise for example. Other companies have a device that plugs into the car’s diagnostic port and collects data for the insurer. DriveWise is looking in particular at exceeding 80 MPH, and hard braking, only they use the driver’s smartphone, meaning you have to opt in.

Ooooof! I’ll bet they pitch as a way to save you money on your rates.

 

[48thStreetCustom]

I know for a fact that Progressive gives some amount of that option to anyone with OBD-II vehicles for a discount on your typical plan. I forget what it's called.

They reward you for driving like you've got brakes and tires that take four football fields to stop you from 40mph.

I wish I were disciplined enough in abstaining from tossing my little cage through turns deep enough to make all four tires bark like happy puppies to make the chip worthwhile.

I believe that their device is little else than an accelerometer to measure brake-stomps and steeringwheel-yanks hooked to cell transmitter. It plugs onto the OBD port, though, so while it may just use that as a universal idiot-proof stashpoint+power source, it might also be reading gas pedal stomps- and on newer cars, turn signal use.

Okay, how long until your health insurance says “we notice you stop by the McDonalds drive through three times a week and the sensors on your car seat say you gained 10lbs?”

 

[Alkali Ike]

Allstate Rewards®

Drivewise® From Allstate
Allstate gives you the power to lower your insurance costs with Drivewise. With personalized driving feedback that helps make you a safer driver, you could save money for your everyday safe driving. It could even help young drivers develop good driving habits to help keep them safe on the road.

You can also get a discount* off your auto policy just for signing up and remaining active in the program. Then, you can earn cash back** after your first 50 trips—and every six months after that—for your safe driving.

How to earn

• Safe Speeds: Keep speed below 80 mph
• Safe Hours: Limit late-night trips
• Safe Stops: Limit hard braking

What you earn

• 3% discount* off your auto policy just for signing up and remaining active in Drivewise
• Up to 15% cash back** after your first 50 trips—and every six months after that—for your safe driving
• Allstate Rewards® points for completing safe driving challenges

 

[48thStreetCustom]

Allstate Rewards®

Drivewise® From Allstate
Allstate gives you the power to lower your insurance costs with Drivewise. With personalized driving feedback that helps make you a safer driver, you could save money for your everyday safe driving. It could even help young drivers develop good driving habits to help keep them safe on the road.

You can also get a discount* off your auto policy just for signing up and remaining active in the program. Then, you can earn cash back** after your first 50 trips—and every six months after that—for your safe driving.

How to earn

• Safe Speeds: Keep speed below 80 mph
• Safe Hours: Limit late-night trips
• Safe Stops: Limit hard braking

What you earn

• 3% discount* off your auto policy just for signing up and remaining active in Drivewise
• Up to 15% cash back** after your first 50 trips—and every six months after that—for your safe driving
• Allstate Rewards® points for completing safe driving challenges

 

[MattZilla]

Okay, how long until your health insurance says “we notice you stop by the McDonalds drive through three times a week and the sensors on your car seat say you gained 10lbs?”

if I could save a few hundred a year on my health insurance by getting those watt meters in the pedals on my bike... hey now, we might be on to something here

 

[48thStreetCustom]

if I could save a few hundred a year on my health insurance by getting those watt meters in the pedals on my bike... hey now, we might be on to something here

Yeah, but they’ll track you with GPS. Riding in traffic would raise your rates.

 

[MattZilla]

Yeah, but they’ll track you with GPS. Riding in traffic would raise your rates.

they already can do that with my Strava account :/

I wonder if they'd be mildly articulate about it and reward me for riding during non-rush times (430-6am or 6-8pm) or be super articulate about it and cross-reference with Garmin traffic monitoring and a wrist accelerometer to see if I'm using hand signals lol

Just did some searching- some health and life insurances do offer some good rewards for wearing a Fitbit/Apple Watch and doing a good deal of walking.

 

[48thStreetCustom]

they already can do that with my Strava account :/

I wonder if they'd be mildly articulate about it and reward me for riding during non-rush times (430-6am or 6-8pm) or be super articulate about it and cross-reference with Garmin traffic monitoring and a wrist accelerometer to see if I'm using hand signals lol

Just did some searching- some health and life insurances do offer some good rewards for wearing a Fitbit/Apple Watch and doing a good deal of walking.

"Just let us implant this microchip..."

 

[MattZilla]

"Just let us implant this microchip..."

"can't you guys just implant it in one of my shoes? Smell 'em! Nobody else is gonna wear these but me, I swear! No! Not in my ear, please. Never mind, I'll just pay the full rate, I guess."

 

[5StringBlues]

This thread is really making me miss the rusted out 69 Westfalia I drove 88-90 and the 68 Super Beetle that replaced it.


I'm pretty sure there's another old Beetle in my future. No bondo or house paint this time.

 

[Jeff Scott]

Naw, that’d be Porsche drivers.

(Full disclosure, I grew up in a Porsche family)

So, you were demoted by your family?

 

[Downunderwonder]

And my bro wonders why I turn off location on my phone.

 

[twinjet]

I dunno, every time I use the left blinker in my '74 bus the horn goes off.

At least your horn works...

You guys have horns? Not fair, I use a finger!