I wonder how fedex and UPS insurance treats smaller businesses. I would think fender or
sweetwater have their own insurance to cover things like this, or create a specific contract with fedex for there business. They also have a fedex rep. they can go to. But I wonder for small independent businesses if they have to get private insurance or if fedex is better with them at covering damages. They probably still have a rep. that tries to keep their business and settles issues. Though there are people here on TB who have shipped hundreds of basses without issue so hard to know how often (percentage change) this truly happens.