I dont see either of these scenarios- higher voltage or lower voltage thresholds being reached without some sort of egregious human error. That being said, in my own home, i had an issue that blew my mind. Basement lighting fuse - four ceiling lights, one outside light, eight bathroom lights on a wall, a light leading up the steps, several outlets with nothing plugged in started blowing. Townhouse built in 1998, this was in 2019. I attributed it to the strip in the bathroom- there was a broken bulb in it. I went to replace the strip, noticed that the switch was only drawing 48 volts. The cause was the switch to the outdoor light. Someone- either the original electrician or the previous owner who moved out in 2000 had ganged the hot runner and the outdoor light on a single screw tab on the outdoor switch. Clearly not up to code. The hot to the outdoor switch had worked loose somehow and was arcing. The switchplate cover was warm to the touch, the switch had actually melted. Luckily there was no fire. This switch had been wired in this fashion since at least 2000. Why it took 19 years to show up was ponderous. Im guessing that opening and closing the sliding basement door which was inches away from the switch had vibrated the wire from beneath the ganged screw tab on the switch. I hadn’t used that door in over a year, it was actually blocked off with stored boxes that had been there for quite some time. Agedhorse accurately pointed out that it is nearly impossible to point out the root cause of some failures without really digging into surrounding conditions, and this is proof of that. Never in my wildest dreams could i think that out of the clear blue could what i have described be possible, but there it was. I count myself extremely fortunate. Heres a shot of the switchplate- the blackened soot is visible above the switchplate.
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