Wow Jordan. With all the pour spilling goin on around hear eye kant beleeve ewe wood evin notis my bad gramma.
First you have to separate the binding issue from the fret details. One is aesthetic and the other is a function. Most people will want the frets to extend all the way to the edge of the FB but not be able to feel them when playing. Sometimes necks shrink a little in very dry climates and you have to re-do the ends. The same thing happens in reverse but no one complains because you can't feel it.
If you want to cut your frets ever so slightly shy of the edge of the FB and dress them before installing that is your call. There are a few builders who do that. It has everything to do with feel and nothing to do with whether the FB is bound or not.
Perhaps some photo's will help. These came from a double neck acoustic I did a couple of years back.
After the FB is bound and installed (some people fret before installing) I level and then file a small V into the top of the kerfs. This helps the fret go in, keeps the FB from chipping if a fret needs to come out but most importantly allows for the micro fillet that is at the intersection of the crown and the fret tang.
This photo shows two systems for nipping off the tang to accommodate the binding. With either system I find it best to use a fine file to remove the burr left over from removing the tang.
Then install, dress and polish.
Really not all that much trouble for a much better look.
Greg N