I live in one of North America's 10 largest cities. There are two stores that sell > $200 pedals.
One of them closed its showroom after the pandemic hit and has a 15% restocking fee.
The other won't allow you to test gear -- pedals, amps, etc. -- with American-made guitars.
I went to a store that sells < $200 pedals today. I was given a $200 bass with action higher than the neck's width and $150. The setup was noisier than 10 cranked daisy-chained Big Muffs. Another store that sells < $200 pedals has a final-sale policy on everything.
So, how do you guys buy pedals? Have you found an online or local store with a generous return policy? Do you buy without trying first based off reviews and soundbites?
Most of my local music stores let you bring your own axe to test amps or pedals. Maybe call before to check if it's cool.