That would be a good option, but this actually happened with my debit/ATM card,
I use to live almost exclusively on my debit card.
It has been 3 years or so but this happened to me 4 times in roughly an 18-24 month period. They managed to actually get in one time and make a couple charges. I caught it twice and the bank caught it the other times and shut the card down.
Fortunaetly for me it was pretty obvious to the bank that it would have been impossible in all meanings of the word for me to have been the one to make the charges that did get through.
Unfortunately I found this out one of those times while I was having my car serviced but I had walked to another location to kill time and attempted to make a small purchase and boom. "No soup for you". I had no cash or other means on me and the car was already "in service". F****K! Fortunately after a couple frantic calls I managed to get it all worked out before the car was done.
My best guesses aside from it being my debit card as opposed to a credit card are that I got skimmed or remotely viewed at a drive-up ATM or a gas pump. No way to know for sure though.
Now that makes me angry.
(side note: yes I have made purchases online however they are very few and far between, for whatever that's worth)
Since then, if it isn't cash, it is credit card only. They are much more secure and leaves you less liable.
-I have also completely stopped using drive-up ATM's.
-I never did and never will hand my card to a drive-thru food joint.
-I only use the card if absolutely necessary.
-If paying with a card I try to do it in a manner that does not allow the card/person to leave my sight.
-I pay closer attention to card slots for abnormalities.
-I don't hold either side of the card exposed anymore than necessary.
-I keep the keypad completely covered by my other hand when entering any sort of code.
All can say for certain though is that since making these changes and being more cognizant of the potentials I have not had any problems.
Screw the rewards and the miles and whatever other bulls**t they are trying pawn.
I prefer to keep my identity and the few dollars I might have.
Take all this as you will but I would strongly recommend taking a look at where, when and for what you use a card of any kind.
Not that I know what your activity is. Or do I? (I am completely joking.)