Ok dudes and dudesses, bought a new acoustic guitar from e-bay from a seemingly very reputable seller (loads of great feedback - 3hrs from me etc etc). He insisted upon bank draft payment cause he hates PayPal fees (understandable) so I get his draft which they told me at my bank is "guaranteed". Of course its a draft so as soon as I got it, the funds were removed from my account. Sent the draft to seller via tracked mail, seller recieved draft but says that he won't ship the guitar until the draft clears into his account. From what I understood at my bank - the draft is guaranteed. Should there be a time delay for a draft to clear for the recipient? or is the seller jerking me around. Advice from you experienced bankers / e-bayers please. Frosty.