No way I would want to argue with you or think I might have a chance, but almost every regular gigging musician I know blows cab, breaks necks, blows fuses, & burns up amps all while having the time of their life giving 200% to the audience while jumping off stage into the crowds and regularly bleeding on stage.
I'd rather live that life 1000x over than cautiously never live up to my full potential or save a $100 speaker.
The side of me that spent the better part of a decade in engineering school agrees 100% that there are more responsible way to manage my equipment.