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If i had $8499...

I had an imaginary bass when I was a youngster, but I grew out of it.

but seriously..............

I'd take 8.5K and invest it, than in a year or so take the profit and buy a nice fender bass or something and still have the 8.5k to spend on hookers and blow ( I kid !!!)

Well, considering you're doing REALLY WELL to make 4% a year in this market in safe investments, you might get a Hondo bass, a back rub, and a whipit out of that plan.