If you aren’t playing out, why not explore options other than a box with a speaker and amp? Things have come a long way in a short time.
You solution could be completely computer based software and super nice headphones. Or a modeling and fx device. Any DAW will give you tons of options.
Maybe the money is better spent on setting up a nice home practice space with quality studio monitors.
If you have any kind of newish Apple device, open GarageBand. An interface like the Scarlett, or a multi fx modeler will get you going.
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$125 used. Does pretty much everything. USB connection lets you use editing software on a computer to build patches, but it’s fairly intuitive.
Options go up from there to Helix or Quad Cortex levels.
I haven’t plugged in my amp in years. I’m pretty amazed at what I can get when I listen back to GarageBand track, even through my janky home stereo as monitors set up.